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Gulf Harbor Shipping LLC

Benefits that protect you and your family

We are proud to offer a full suite of employee benefits to our valued employees. Benefits can sometimes be complex — and our benefits team is here to help.

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Click benefits below for more Information
Major Medical
Dental & Vision
Accident
Cancer Policy
Cancer Policy
Short Term Disability
Short Term Disability
Hospital Indemnity
Hospital Indemnity
Critical Illness
Critical Illness
Life Insurance
Life Insurance
Major Medical

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A Health plan that works for you!

  1. With this plan, there is no network; you are free to use any doctor or hospital you choose (except for transplants and outpatient prescription drugs).
  2. Some doctors or hospitals may not recognize your insurance card. 
  3. Please watch the video presentation below and we will review how to handle that situation.
  4. Some medical services may impact your deductible and we want you to pay as little out of pocket as possible.
  5. The Member Advocacy Program (MAP Team) described below, is an important tool for your plan. Team members are available to assist with finding a medical provider, finding the lowest cost providers, billing, and covered charge inquiries.


Soon, you will receive your permanent ID cards in the mail. With the online tools outlined below, you can access temporary ID cards immediately, as well as all your plan documents.

Dental & Vision

Dental and Vision Benefits

Make expensive procedures more affordable

Daily brushing and flossing keep your mouth healthy, but that’s not always enough. When you see a dentist for routine appointments and unexpected procedures, dental insurance can help reduce the burden of out-of-pocket expenses. Now that’s something to smile about.

Accident

Prepare for the unexpected with accident insurance

Accidents can happen anytime, anywhere

If you experience a covered accident or injury, accident insurance from Colonial Life provides a lump-sum benefit that can be used to help you pay for out-of-pocket expenses, such as doctor bills, co-pays or emergency room fees.

Cancer Policy
Cancer Policy

Protect your income with cancer insurance

Help cover expenses from diagnosis through recovery

Hopefully, you and your family will never face cancer. But if you do, Colonial Life is here to help. Our cancer insurance helps provide a financial safety net that can assist with covering cancer-related expenses that medical insurance doesn’t cover, so you can focus on what matters most: recovery.

Short Term Disability
Short Term Disability

Get financial support so you can focus on recovery

Help protect a portion of your income with disability insurance

No one expects to get sick or injured, especially in their prime. However, life can change in an instant. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind.

Hospital Indemnity
Hospital Indemnity

The Deductible Killer - Hospital Indemnity Insurance

Help cover what health insurance doesn't 

For many, health insurance premiums and deductibles are skyrocketing while coverage is staying the same or worsening. Hospital indemnity insurance helps offset these additional costs by paying benefits for covered surgeries and hospital stays or services.

Critical Illness
Critical Illness

Serious illnesses calls for serious protection

Medical insurance may not cover everything — help close the gap with critical illness insurance

No matter your age or state of health, a sudden illness could significantly affect your financial well-being. When health insurance won’t cover certain medical expenses, critical illness insurance can help.

Life Insurance
Life Insurance

Get financial support so you can focus on recovery

Help protect a portion of your income with disability insurance

No one expects to get sick or injured, especially in their prime. However, life can change in an instant. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind.

Having Trouble? Contact our Helpdesk

John Gaines

John Gaines

Agency Owner

Cedric Koussanta

Sales Manager

Customer Service Team