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  • Group Health Insurance For Businesses

    Get a personalized group health insurance plan for your business. Call 985-273-5822
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TAX CREDITS

If you’re a small business owner with 25 full-time employees or fewer, and pay an average salary less than or equal to $50,000 a year, you could qualify for a tax credit.

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SELF FUNDED HEALTH INSURANCE

Self Funded Health Insurance works just like the major medical plans you are used to. To your employee, there is no difference.

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Small Business Health Insurance Plans And Tax Credits

If you’re a small business with 25 full-time employees or fewer, and pay an average salary less than or equal to $50,000 a year, you could qualify for a tax credit. We will check to see if you qualify and handle all the paperwork. 

The federal tax credit will reimburse qualifying small businesses for up to 50% of the premiums they pay towards employee medical, vision and dental insurance. Tax-exempt organizations may qualify for a tax credit of up to 35% of premium expenses.

Small businesses with less than 10 full-time employees that pay average annual wages of $25,000 or less may qualify for the full credit. The amount of the credit is reduced for businesses with more full-time workers and higher wages, until it is phased out entirely for those with 25 or more full-time workers and average annual wages over $50,000.

Because eligibility rules are based in part on the amount of full-time employees, not the total number of all employees, small businesses that use part-time help may be eligible even if they employ more than 25 persons.

We work for YOU… Not the Insurance companies

Health Insurance Plans For Small Businesses
Self Funded Health Insurance works just like the major medical plans you are used to. To your employee, there is no difference. You get a set level premium that you pay each month as usual, however a portion of that premium goes into an escrow account each month. Your claims are paid out of the escrow account first, up to the stop limit. After that, the Insurance carrier covers you 100%.

Your only commitment is your monthly premium. And this plan is completely ACA coverage compliant. As a Bonus at the end of the year, a portion of the unused escrow money is refunded to the business, so overall it becomes even cheaper if you have a healthy year.

Benefits Of Self Funded Small Business Health Insurance

Lower Premium
Preventative Care Covered 100%
Underwritten to reduce cost even further
All plans Use CIGNA Pharmacy network
Telemedicine included for free with Open Network
Healthcare Bluebook included to help your employees manage their cost.
Open Network allows you to choose any Doctor or Hospital
A portion of year-end escrow funds are refunded.

Reviews From Happy Group Health Insurance Clients

We’re here for one reason and one reason only. To help small businesses save 1,000s on health insurance that is affordable and takes care of your needs. Our customer’s were astonished when they realized the amount they were saving per month by switching to healthcare search. Please visit our Google My Business for reviews like the ones below.

“Healthcare Search saved my small business over $400 monthly on health insurance. After switching to Healthcare Search, I can finally breath financially. I can’t thank you enough John, You’re amazing!“

– Allison Lawless

“At first we were skeptical about meeting John to switch, but after he worked with us to get down to the bottom of what we were spending for our household, we ended up saving $622 a month on health insurance. I’m so happy my husband and I took the leap to meet with you!“

– Lisa Devans

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