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Health Insurance Plans FOR NEW ORLEANS

Get a personalized health insurance plan that is just for you.

INDIVIDUAL & FAMILY

At Healthcare Search we’ll sit down with you and your family to help you save the most money each month. Getting a new plan through us can lower your monthly cost compared to traditional plans.

BUSINESS HEALTH INSURANCE

At Healthcare Search we find the health insurance plan that best serves your small or medium business and your employees, and create a sustainable model that allows you to focus on your business, not your expenses.

MEDICARE

Turning 65 or just want to make sure you are getting the most from your Medicare coverage?

We offer a wide variety of Medicare supplement plans to fit your individual needs.

health insurance agency

In Just 5 minutes, you’ll be on your way to Saving 100’s on Health Insurance!

Although the idea of changing your insurance may seem daunting at first, such a change can provide you with the opportunity to review your health care needs to select a better-suited plan. And we do all the work!

Expert Agents.
Professional Care.

  • Healthcare Search is an Independent Health Insurance Agency and Affordable Healthcare Advocate.
  • Your circumstances are unique – no cookie cutter health insurance plans
  • We shop many companies to find the best value for YOU!
  • If your current plan is the best option for you, we will tell you!
health insurance Louisiana

We work for YOU… Not the Insurance companies

Review From Happy Health Insurance Clients

There’s No Agenda, just a few minutes and your on your way to GREAT SAVINGS. Please visit our Google My Business for reviews like the ones below.

Health Insurance New Orleans Louisiana

Healthcare Search saved my small business over $400 monthly on health insurance. After switching to Healthcare Search, I can finally breath financially. I can’t thank you enough John, You’re amazing!

– Allison Lawless

Health Insurance New Orleans Louisiana

At first we were skeptical about meeting John to switch, but after he worked with us to get down to the bottom of what we were spending for our household, we ended up saving $622 a month on health insurance. I’m so happy my husband and I took the leap to meet with you!

– Lisa Devans

Patient Resources and Forms

  • Lower Monthly Cost compared to traditional plans
  • Comprehensive coverage – Doctor visits, Hospital, Critical Illness
  • Prescription Benefits
  • 24/7 Access to Doctors online for non-emergency Care – FREE
  • Large Network – Over 4000 Providers
  • Out Of Pocket Protect to help with Deductibles
  • Accident coverage
  • Choose Any Doctor

Chat With An Expert.

Our health insurance agents have years of experience in getting individuals, families, and businesses the best health insurance plans on the market.

Why Choose Us

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Experienced Insurance Agents

Our health insurance agents search across dozens of plans for the best plan and deal for your so you save every penny possible. 

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Short Wait Times

Give us a call and an insurance agent should answer almost immediately to help you get started. 

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Over 20 Years in Business

We know the ins and outs of the health insurance industry and can save almost anyone money on their monthly bill. Give us a call for a Free quote.

Frequently Asked Questions

What is Health Insurance?

Health insurance is a type of coverage that can protect you from the full expense of regular health care, as well as the costs of medical and surgical procedures. In exchange for paying a premium, your insurance company will cover the costs of your healthcare and certain types of medical procedures.

Health insurance plans may be available from your employer, but you also have the option of purchasing your healthcare coverage privately. If you are self-employed or unemployed, you may have group insurance options through professional associations, in addition to private health insurance.

What Does Health Insurance Cover?

Health insurance can cover a variety of things, from your regular checkups and family care to your major medical expenses. The types of services that are covered will vary with different healthcare providers and plan types, so it is important to determine your needs before buying a specific health insurance plan.

Physician office visits are one of the most common things that health insurance covers. Other common covered services include hospital room and board, emergency room visits, and inpatient substance abuse treatment.

Some things that you might think would be covered under a standard policy, such as chiropractic care and MRI’s, may not be; however, thanks to the the passing of the Affordable Care Act, most routine preventive services are covered in full.

Some insurance policies will cover vision services and surgeries while others will not. Special tests may not be covered and you should not expect all services to be covered 100 percent. There is normally an out-of-pocket expense, through a co-pay, coinsurance or deductible.

How Does Health Insurance Work?

Health insurance can help you pay for your regular healthcare costs as well as your major medical expenses, depending on the type of plan you choose. 

You will pay a premium of some kind, based on your plan and coverage, whether you get your health insurance through your employer or privately. Depending on your type of plan, you may have co-pays, deductibles and coinsurance.

Here is an overview of these costs:

  • Co-payments: With a co-payment, the insurance company agrees to pay for a service but you must cover a pre-set cost, such as $20. This cost applies every time you schedule a service that has an assigned co-pay; co-pays can be lower or higher depending on the plan or according to the service provided. The Affordable Care Act mandates that most routine preventive-care procedures, such as annual physicals and routine innoculations, be covered in full without a copay.
  • Deductibles: A deductible is the amount of money that you are required to pay before your insurance begins to cover services. Normally, you will either need to meet a deductible or pay a co-pay amount.
  • Coinsurance: Some policies may have coinsurance, which requires you to pay a certain percentage of services rendered. Your coinsurance may be an amount you pay in addition to your co-pay and may apply towards your deductible.
How Do I Get Health Insurance?

Call us and we will start by assessing your needs. If you’re prone to illness, play high impact sports, or have a risky profession, it may be better to have a co-pay plan rather than one with a high deductible.

If you have children, the plan that is most beneficial to you may be different from the ideal plan for someone who is single with no kids. If you have a favorite doctor, make sure that  doctor is “in-network” if you opt for an HMO. 

You also need to think about your budget, and whether a plan that involves coinsurance or higher deductibles makes the most sense for you. By assessing your needs and comparing plans, you can find an affordable healthcare plan that meets your needs.

Many people don’t know where to start because the number of plans and variety of coverage options is very confusing. Our agent who specializes in health insurance is an excellent resource. 

Where Is Your Health Insurance Agency Located?

Our health insurance agency is located in Louisiana. 

Can You Help With Health Insurance For Truck Drivers?

Yes! We can help anyone get health insurance. Please visit our page about health insurance for truck drivers

Retiree Health Care

Retiree Health Care

With the cost of health care continually on the rise, employees may be unsure of how they will pay...

Same Day Quotes Available

  • Lower Monthly Cost compared to traditional plans
  • Comprehensive coverage – Doctor visits, Hospital, Critical Illness
  • Prescription Benefits
  • 24/7 Access to Doctors online for non-emergency Care – FREE
  • Large Network – Over 4000 Providers
  • Out Of Pocket Protect to help with Deductibles
  • Accident coverage
  • Choose Any Doctor

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Our Location

Louisiana, United States

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