GROUP HEALTH INSURANCE FOR BUSINESSes

Get a personalized group health insurance plan for your business. Call 985-273-5822

TAX CREDITS

If you’re a small business owner with 25 full-time employees or fewer, and pay an average salary less than or equal to $50,000 a year, you could qualify for a tax credit.

SELF FUNDED HEALTH INSURANCE

Self Funded Health Insurance works just like the major medical plans you are used to. To your employee, there is no difference.

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WE DO 100% OF THE WORK

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Small Business Health Insurance Plans And Tax Credits

If you’re a small business with 25 full-time employees or fewer, and pay an average salary less than or equal to $50,000 a year, you could qualify for a tax credit. We will check to see if you qualify and handle all the paperwork. 
 
The federal tax credit will reimburse qualifying small businesses for up to 50% of the premiums they pay towards employee medical, vision and dental insurance. Tax-exempt organizations may qualify for a tax credit of up to 35% of premium expenses.
 
Small businesses with less than 10 full-time employees that pay average annual wages of $25,000 or less may qualify for the full credit. The amount of the credit is reduced for businesses with more full-time workers and higher wages, until it is phased out entirely for those with 25 or more full-time workers and average annual wages over $50,000.
 
Because eligibility rules are based in part on the amount of full-time employees, not the total number of all employees, small businesses that use part-time help may be eligible even if they employ more than 25 persons.

Health Insurance Plans For Small Businesses

Self Funded Health Insurance works just like the major medical plans you are used to. To your employee, there is no difference. You get a set level premium that you pay each month as usual, however a portion of that premium goes into an escrow account each month. Your claims are paid out of the escrow account first, up to the stop limit. After that, the Insurance carrier covers you 100%.

Your only commitment is your monthly premium. And this plan is completely ACA coverage compliant. As a Bonus at the end of the year, a portion of the unused escrow money is refunded to the business, so overall it becomes even cheaper if you have a healthy year.

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We work for YOU… Not the Insurance companies

Reviews From Happy Group Health Insurance Clients

We’re here for one reason and one reason only. To help small businesses save 1,000s on health insurance that is affordable and takes care of your needs. Our customer’s were astonished when they realized the amount they were saving per month by switching to healthcare search. Please visit our Google My Business for reviews like the ones below.

Healthcare Search saved my small business over $400 monthly on health insurance. After switching to Healthcare Search, I can finally breath financially. I can’t thank you enough John, You’re amazing!

– Allison Lawless

At first we were skeptical about meeting John to switch, but after he worked with us to get down to the bottom of what we were spending for our household, we ended up saving $622 a month on health insurance. I’m so happy my husband and I took the leap to meet with you!

– Lisa Devans

Benefits Of Self Funded Small Business Health Insurance

  • Lower Premium
  • Underwritten to reduce cost even further
  • A portion of year-end escrow funds are refunded.
  • Works exactly like major medical plans from other carriers such as Blue cross
  • Preventative Care Covered 100%
  • Open Network allows you to choose any Doctor or Hospital
  • All plans Use CIGNA Pharmacy network
  • Telemedicine, Teledoc, included for free with Open Network
  • Healthcare Bluebook included to help your employees manage their cost.

SMALL BUSINESS HEALTH INSURANCE

At Healthcare Search we find the plan that serves your small to medium business, your employees, and create a sustainable model that allows you to focus on your business, not your expenses.

Why Choose Us

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Experienced Insurance Agents

Our health insurance agents search across dozens of plans for the best plan and deal for your so you save every penny possible. 

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Short Wait Times

Give us a call and an insurance agent should answer almost immediately to help you get started. 

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Over 20 Years in Business

We know the ins and outs of the health insurance industry and can save almost anyone money on their monthly bill. Give us a call for a Free quote.

Same Day Quotes Available

  • Lower Monthly Cost compared to traditional plans
  • Comprehensive coverage – Doctor visits, Hospital, Critical Illness
  • Prescription Benefits
  • 24/7 Access to Doctors online for non-emergency Care – FREE
  • Large Network – Over 4000 Providers
  • Out Of Pocket Protect to help with Deductibles
  • Accident coverage
  • Choose Any Doctor

Contact us

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JOHN GAINES

Agency Owner

Major Medical Specialist

MAIN CONTACT FOR ALL MAJOR MEDICAL QUESTIONS OR CLAIM ISSUES